EFFECTIVE  August 29th , 2011

 

Savings Accounts**

Rate

APY*

Thrift Savings

.40%

.40%

Statement Savings

.40%

.40%

 

Checking Accounts**

Rate

APY*

Free Value Checking

0.00%

0.00%

Interest Checking

0.20%

0.20%

55 - Plus Checking

0.20%

0.20%

Prestige Checking (Tiered Rates)

 

 

0 - $9,999.99

.40%

.40%

$10,000 - $24,999.99

.40%

.40%

$25,000 +

.40%

.40%

 

Money Market**/***

Rate

APY*

Any Balance

 .60%

 .60%

 

Certificates of Deposit (Includes IRA Certificates¸)

Rate

APY*

31 DAY Certificate

  .55%

  .55%

91 DAY Certificate

  .60%

  .60%

182 DAY Certificate

  .65%

  .65%

12 MONTH Certificate

  .85%

  .85%

18 MONTH Certificate

  .90%

  .90%

24 MONTH Certificate

1.04%

1.05%

30 MONTH Certificate

1.14%

1.15%

36 MONTH Certificate

1.24%

1.25%

48 MONTH Certificate

1.49%

1.50%

60 MONTH Certificate

1.69%

1.70%

 

* The Annual Percentage Yield assumes all funds remain on deposit.  A withdrawal will reduce earnings.  $5,000 Minimum Deposit.    Penalty for early withdrawal on Certificates of Deposit.             

**Variable rate accounts where APY may change at bank's discretion after account is opened. 

***MM require a $2,500 minimum balance or $10 fee below minimum and $10 per exceeded transaction

¸$2,000 Minimum Deposit on IRA Accounts

Fees may reduce earnings.              

 

Please see our brochure for further disclosures and fees on your account.